Terms of Service

1. Acceptance of Terms

By accessing and using PayStub Guru ("the Service"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Description of Service

PayStub Guru is a web-based service that allows users to generate professional pay stubs and payslips for various countries. The Service includes:

• Pay stub generation for multiple countries (US, UK, Canada, Australia, Malaysia)
• Live preview of generated documents
• PDF download functionality
• Educational blog content about payroll and tax information
• Country-specific tax calculations and compliance features

3. User Responsibilities

3.1 Accurate Information

You are responsible for providing accurate and truthful information when using our Service. You must ensure that all data entered is correct and up-to-date.

3.2 Legal Compliance

You are responsible for ensuring that any pay stubs or payslips generated using our Service comply with applicable laws and regulations in your jurisdiction. This includes but is not limited to:

• Employment law requirements
• Tax regulations
• Payroll compliance standards
• Data protection laws

3.3 Prohibited Uses

You agree not to use the Service for any unlawful or prohibited activities, including but not limited to:

• Creating fraudulent or misleading documents
• Violating any applicable laws or regulations
• Infringing on intellectual property rights
• Attempting to gain unauthorized access to our systems
• Using the Service for any commercial purpose without permission

4. Service Availability

We strive to maintain high service availability, but we do not guarantee that the Service will be available at all times. The Service may be temporarily unavailable due to:

• Scheduled maintenance
• Technical difficulties
• Server issues
• Force majeure events

5. Intellectual Property

The Service and its original content, features, and functionality are owned by PayStub Guru and are protected by international copyright, trademark, patent, trade secret, and other intellectual property laws.

You may not reproduce, distribute, modify, or create derivative works of our Service without our express written permission.

6. Privacy and Data Protection

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference.

By using the Service, you consent to the collection and use of your information as described in our Privacy Policy.

7. Payment Terms and Refund Policy

7.1 Premium Features

We offer premium features that remove watermarks from generated PDFs. Premium access includes:

• 24-Hour Access: One-time payment of $2.99 USD provides 24 hours of unlimited watermark-free PDF generation
• Up to 100 PDFs: Generate up to 100 professional PDFs during your 24-hour access period
• All Countries: Access to all supported country templates
• Device-Specific: Premium access is tied to the device/browser where the purchase was made

7.2 Payment Processing

All payments are processed securely through Stripe, Inc. By making a purchase, you agree to Stripe's terms of service. We do not store your credit card information.

7.3 Refund Policy

Due to the digital nature of our service and immediate access upon purchase:

• No Refunds: All sales are final once premium access is granted
• Technical Issues: If you experience technical problems preventing you from using the service, contact support@paystubguru.com within 24 hours
• Payment Errors: If you were charged in error, contact us immediately at support@paystubguru.com

7.4 Pricing Changes

We reserve the right to modify our pricing at any time. Price changes will not affect purchases already made.

8. Disclaimers and Limitations

8.1 No Legal Advice

The Service is provided for informational and convenience purposes only. We do not provide legal, tax, or financial advice. You should consult with appropriate professionals for advice on legal, tax, or financial matters.

8.2 Accuracy Disclaimer

While we strive to provide accurate information and calculations, we cannot guarantee the accuracy, completeness, or timeliness of any information provided through the Service. You are responsible for verifying all information before use.

8.3 Limitation of Liability

To the maximum extent permitted by law, PayStub Guru shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, data, or use, arising out of or relating to your use of the Service.

9. Indemnification

You agree to indemnify and hold harmless PayStub Guru and its officers, directors, employees, and agents from any claims, damages, losses, or expenses (including reasonable attorneys' fees) arising out of or relating to your use of the Service or violation of these Terms.

10. Termination

We may terminate or suspend your access to the Service immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

Upon termination, your right to use the Service will cease immediately. All provisions of the Terms which by their nature should survive termination shall survive termination.

11. Governing Law

These Terms shall be interpreted and governed by the laws of the United States, without regard to its conflict of law provisions. Any disputes arising under these Terms shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association, or in the federal or state courts having jurisdiction.

12. Changes to Terms

We reserve the right to modify or replace these Terms at any time. If a revision is material, we will try to provide at least 30 days notice prior to any new terms taking effect. Your continued use of the Service after any changes constitutes acceptance of the new Terms.

13. Severability

If any provision of these Terms is held to be invalid or unenforceable by a court, the remaining provisions of these Terms will remain in effect.

14. Contact Information

If you have any questions about these Terms of Service, please contact us:

We aim to respond to all inquiries within 48 hours.